Homchan N, Chirapanda S. Study the Perception and Understanding of the Use of the Application GHB ALL BFRIEND in Submitting a Debt Reconciliation Application by a Government Housing Bank Loan Employee Bangkok and Metropolitan Branch Department. Journal of Dhamma for Life [internet]. 2024 Jun. 29 [cited 2025 May 6];30(2):193-204. available from: https://so08.tci-thaijo.org/index.php/dhammalife/article/view/2767