Jaroenying, P., Pinthapatay, S., & Boonyasopon, P. (2026). The Development of Potential Model for Innovative Leaders in Financial Services for Competitiveness in the Digital Economy. Journal of Human and Society, Sisaket Rajabhat University, 10(1), 44–64. retrieved from https://so08.tci-thaijo.org/index.php/jhuso/article/view/4821